Jim Gleeson - Financial Planner
"I cannot direct the wind but I can help you to adjust the sails."
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"No advice" Ezicover Insurance
Ezicover insurance offers:
- A lump sum payment of up to $500,000 on death or terminal illness.
- A lump sum payment of up to $150,000 on diagnosis or occurrence of a heart attack, stroke, cancer or coronary artery by-pass surgery.
- A monthly payment of up to 75% of your average monthly pre-tax income if you are unable to work due to sickness or injury.
- A lump sum payment on accidental infection of HIV (Human Immunodeficiency Virus) or Hepatitis B or Hepatitis C while working in specified occupations.
- "Do It Yourself" insurance.
Superannuation
Superannuation is an investment structure that provides concessional tax rates to encourage saving for the provision of your income needs in retirement. Tax concessions and other government benefits currently make super one of the best ways to invest for the long term. Super funds may also offer insurance cover.
Superannuation Choice
From 1 July 2005, Australians can now choose the super fund that works best for them. It’s your money, you should have a say in where it goes.
What are Retirement Income Streams?
During working life, and certainly well before retirement, we become used to earning a regular income. For most people the regular income comes in the form of a salary or wage which is paid at least monthly. Because of the regularity of income during our working life, we usually adapt our spending to fit in with our income patterns.
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