Jim Gleeson - Financial Planner
"I cannot direct the wind but I can help you to adjust the sails."
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"No advice" Ezicover Insurance
Ezicover insurance offers:
- A lump sum payment of up to $500,000 on death or terminal illness.
- A lump sum payment of up to $150,000 on diagnosis or occurrence of a heart attack, stroke, cancer or coronary artery by-pass surgery.
- A monthly payment of up to 75% of your average monthly pre-tax income if you are unable to work due to sickness or injury.
- A lump sum payment on accidental infection of HIV (Human Immunodeficiency Virus) or Hepatitis B or Hepatitis C while working in specified occupations.
- "Do It Yourself" insurance.
Can You Survive Without Income?
Almost everything in our society is geared to having a job and having an income. Job security is not a problem at the moment so we take having an income for granted. But would your income continue if you were unable to work because of sickness or accident?
E.g. If you are 40 years old and earning $45,000 p a. that means that by age 65 you will have earned $1,125,000, without any adjustment for inflation or promotion in your job. That's provided you don't get sick or have an accident and are unable to earn income. How much do you expect a $30,000 car to earn for you over the next 25 years?
Income Protection Insurance can provide the security and give you the confidence of knowing that there will be a steady steam of income.
*Did you know that it may cost about the same to insure your income as it does to insure your car - and the likelihood of making a claim may be about the same? Could you afford to insure the car if you had no income?
Wouldn't it be smarter to insure your income so that you could be certain that you could afford to insure your car? Not only that but you will be able to continue with your life plans which only an income can provide.
*Income protection premiums are influenced by age, occupation, smoking status and a range of alternative policy conditions. Motor vehicle insurance premiums are influenced by such things as make, model, value and location.
Need more information? Click here
P: 02 9428 1370 Mobile 0412 575 526 | E: info@futureprom.com.au
ABN 96 398 071 419 | Authorised Representative Number: 258204 | AFSL No.:312478
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