Jim Gleeson - Financial Planner
"I cannot direct the wind but I can help you to adjust the sails."
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"No advice" Ezicover Insurance
Ezicover insurance offers:
- A lump sum payment of up to $500,000 on death or terminal illness.
- A lump sum payment of up to $150,000 on diagnosis or occurrence of a heart attack, stroke, cancer or coronary artery by-pass surgery.
- A monthly payment of up to 75% of your average monthly pre-tax income if you are unable to work due to sickness or injury.
- A lump sum payment on accidental infection of HIV (Human Immunodeficiency Virus) or Hepatitis B or Hepatitis C while working in specified occupations.
- "Do It Yourself" insurance.
Financial Planning
The Financial
Services Guide (FSG) will be supplied to you at
the first meeting
The Corporations Act says about the FSG “It must be provided
when providing a client with personal advice or dealing in a financial
product; it must also be provided to a client when providing general
advice, other than in a public forum.”
What is a Financial Plan
Your financial plan is exactly that!....yours! It is a plan for your finances.
We provide advice on superannuation; income streams; managed investments (unit trusts); financial plans; term life; total & permanent disablement insurance; trauma; income protection; business succession and business plans; business expenses and group life insurance.
Gearing Strategies
Gearing strategies or margin loans allow you to borrow to invest in shares, managed funds, cash deposits, master trusts and assets within wrap accounts. You can also use the borrowed funds for other investment or business purposes such as an education savings fund.
Business Plans
Most businesses start as a ‘great idea’ and the analysis only happens when things start to go wrong. We can help avoid some of those pitfalls by identifying and discussing the issues before you commence business. The following are a sample (only) of the questions which need to be addressed
Business Succession
Two of the most common forms of business structure are:
• The partnership between two or more people
• The proprietary limited company with two or more
shareholders.
Each partner or shareholder's interest in the business will form part
of his/her estate and, in most cases, pass to his/her spouse or
children.
Enduring Power of Attorney
Should you become disabled and not have the capacity to make decisions, it will provide your nominated attorney (e g. relative, trusted friend or legal representative) with the power to act on your behalf in managing your affairs. If you become incapacitated without an Enduring Power of Attorney in place, Government Authorities can step in and administer your affairs. As a rule, you may consider nominating a Power of Attorney who is likely to survive you.
Your Power of Attorney can be reviewed on a regular basis in consultation with your legal representative.
Medical Power of Attorney – NSW legislation provides for a medical power of attorney and you can confirm with your legal representative whether this is relevant to your situation.
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P: 02 9428 1370 Mobile 0412 575 526 | E: info@futureprom.com.au
ABN 96 398 071 419 | Authorised Representative Number: 258204 | AFSL No.:312478
Disclaimer | Financial Services Guide